Legal and Licensing

Legal

DISCLOSURES

THIS IS NOT A PREAPPROVAL

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

Rate Match Disclosure: Rate Match Guarantee available for new purchases and refinanced first mortgage loans. Certain product restrictions may apply. Provide your Cedar States Lending, llc. Mortgage Loan Originator with a copy of the Loan Estimate from the competing lender. Loan Estimate must be locked and dated the same day it is presented. This offer is subject to credit approval and may change or terminate without notice.

In accordance with the Equal Credit Opportunity Act, Cedar States Lending, Ilc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.