WHY CHOOSE CEDAR STATES?

Cedar States Lending’s core foundation is based on efficiency and transparency while prioritizing our client’s needs before all. In doing so, we handpick the most elite and knowledgeable mortgage professionals throughout the country. Our goal is to perfect our client’s mortgage experience by customizing the perfect solution to best accommodate their needs. At Cedar States, you will develop a strong and trusting relationship that continues throughout the life of your loan.

Our Team

MIKE SERHAN – NMLS 1288964 

Mike, the founder of Cedar States Lending LLC., an exclusive Mortgage company located in Scottsdale, has nearly 10 years of experience in the finance industry. After gaining his degree at the University of Michigan in finance, he quickly made a name for himself in the industry. Over the last 5 years, Mike has consecutively been recognized as a top performer at some of the largest mortgage institutions to date. He prides himself on not only providing professional, ethical and honest advice but doing so with a very high level of customer service.

JULIA NICHOLAS – NMLS 2215213

Julia is a licensed Mortgage Loan Originator and award winning creative genius. Born and raised in New York, she spent the first 7 years of her career in Manhattan working in Advertising for some of the largest household name brands in the world; including L’Oréal, Toyota and Maybelline. Julia quickly climbed the ladder of success, becoming one of the youngest Creative Directors in the industry. From her natural born talent for collaborating with industry leaders to helping clients achieve their financial goals, Julia was inspired to expand her skill set into the mortgage industry to help others thrive. 

Start Your Journey Here

Our team is ready when you are and always here to help.